Local rules for wallets and access
Our Legal notice explains the conditions attached to an account, including accurate registration details, phone verification before account access and the need to keep login credentials private. Access depends on local law, and we may ask for details needed to confirm account ownership or review a
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payment record. DANA, OVO, GoPay and QRIS can appear in your account history, while bank transfer and virtual account entries may show a reference connected with BCA, BRI, Mandiri or BNI. We use these records to match account activity with the payment path you selected, not
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to change the policy without notice. Read the current wording before opening an account, and contact our support path if a clause is unclear. Where local law permits, our policy applies to the account details and payment activity connected with your totoxl profile.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.